Our Focus
At Merchant Services Division, with our Sterling Funding products, we're focused on providing you with the working capital you need now to grow your business. Generally, traditional financial institution lenders are too cautious, too slow, and unable to understand the unique needs of small business owners who want to grow their businesses quickly. Traditional lenders also don't recognizea major asset that most small businesses have – the future streams of Visa, MasterCard and Discover card transactions.Our Capability and Resources
Unlike traditional financial institution lenders complex lending procedures and policies, Merchant Services Division is in complete control of the funding process. We have over $100 million available for merchant funding. Merchant Services Division also has a level of control not available to most funding companies – Besides direct funding, We are an agent partner all of the largest funding organizations in the US. If your business or needs do not fit our in-house program, or would be better served by one of our agency related programs that is where we will place you. In effect without risking or sharing your private information we shop for the best program to fit your needs, We are also directly involved as a major provider of card processing services. As a result, we can establish processing links and automatic payment settings immediately.Our Name
Merchant Services Division may seem a little generic, Our company was first started to be the private label merchant account providor for several banks. As you are aware banks outsource many functions such as check printing and their bankcard processing. To facilitate that business and to appear seemless as a client from one of our agent banks called, we adopted a name that helped us blend in as a department of the banks we served. While we still serve as the merchant services department for bank branches, we also work directly with merchants and their current bank relationships.Our Speed and Flexibility
Traditional financial institution lenders commonly require complicated loan applications and then submit borrowers to grueling qualification procedures, with the end result that loan funding does not occur for several weeks – or the loan is denied.
In contrast,Merchant Services Division typically provides approval within 24 hours after receiving complete information, and funds the vast majority of its receivables purchases within seven days or faster. This speed is possible primarily because we work in house with both the funding and credit card processing components to set up each account relationship.
Our Management
Merchant Services Division's management team includes people with years of experience in the card payments industry and the card receivables factoring industry. Thanks to this wealth of experience, Merchant Services Division has structured its approval and set-up procedures to eliminate potential sources of delay and frustration. In addition, Our focus on a lightning quick credit review has made us the envy of the industry.
Merchant Services Division's independent sales team also includes a strong mix of professionals who have focused for years on the card services side of the industry and professionals who have long experience in the card receivables factoring side of the industry. We understands both our customers' processing needs and their business growth needs. That's what makes working with Merchant Services Division an unparalleled experience of ease and simplicity. We know our business in depth and we provide our customers with all the advantages our experience can provide.
Our Management
and Sales Team
Merchant Services Division's management team includes people with years of experience in the card payments industry and the card receivables factoring industry. Thanks to this wealth of experience, Merchant Services Division has structured its approval and set-up procedures to eliminate potential sources of delay and frustration. In addition, Our focus on a lightning quick credit review has made us the envy of the industry.Merchant Services Division's independent sales team also includes a strong mix of professionals who have focused for years on the card services side of the industry and professionals who have long experience in the card receivables factoring side of the industry. We understands both our customers' processing needs and their business growth needs. That's what makes working with Merchant Services Division an unparalleled experience of ease and simplicity. We know our business in depth and we provide our customers with all the advantages our experience can provide.